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 Frequently Asked Credit Repair Questions

How does the credit repair program work?

You pay the small one-time fee of $29.95 and we give you a credit repair guide filled with all the information necessary for do it yourself credit repair. There are so many people out there wondering how they can fix their credit and we want to help them. Most companies charge you a monthly fee plus a set fee for every negative item they remove from your credit score. What they do not tell you is that under the Free Credit Reporting Act, or FCRA, you can fix all those errors yourself. All you need is your credit report so that you know what to fix. Then you can go about doing so and you will be on your way to good credit.

Beyond this these companies do not set you on a course of lifelong good credit. Just like what Laozi, an ancient Chinese philosopher said, “Give a man a fish; feed him for a year. Teach a man to fish; feed him for a lifetime,” we are going to teach you how you can repair your credit and establish good credit for the rest of your life. Most credit repair programs do not give you all the information they have. We realize in order for you to obtain and maintain better credit you need all the information available from all the credit repair kits. If you follow our guide to credit repair we promise you will never need credit repair advice again.

What is included in the credit repair guide?

Instead of withholding credit repair info we give you everything you need to improve your credit and set yourself on a steady credit repair course. Credit repair companies do not want you to know what they are doing because then you would not need them. They try to seem like it requires special licensing or power with the credit bureaus to achieve credit repair.

All you need is specific knowledge about the process and you can perform your own credit repair. We want you to know how to repair credit so you do not have to rely on credit repairing companies the rest of your life. Instead, you will know how to get and continuously work for good credit. All the information and resources you need are included in our booklet, including information on how to get your credit report, how to draft a letter, how to follow up, and much more!

How much does this program cost?

Our Swift Credit Repair guide costs you a one-time fee of $29.95. We have no hidden monthly fees or charges. It really is that simple. One payment of $29.95 will get you all the information available on credit repair.

How long does the process take?

Depending on your current credit situation credit repair could take from one month to over a year. The time is spent pulling credit reports, writing letters, and waiting while creditors and credit bureaus review your information. This is how long every credit repair program will take. Credit repair is the same process for both credit repair companies and you. The only difference is you can do it for yourself without paying someone else to do it for you. When the power is put in your hands you do not have to stop prematurely from excessive fees.

Our program works the best because we not only give you all the information available on credit repair but we also teach you how to maintain good credit. Because of this, our program will last the rest of your life. With our credit repair guide you can expect to be led to good life-long credit. Our hope is you will never need to fix or repair your credit again!

How do I get my credit report and score?

The Fair Credit and Reporting Act, FCRA, has made it so each credit bureau must provide a free copy per your request of your credit report once a year. Most credit repair companies hide this information from you and charge you to obtain it. They are pocketing this money because it literally costs them nothing to obtain your report. Your free report does not come with a score so it is up to you how you want to go about obtaining that. We recommend using [inset link to affiliate program] to obtain your credit score.